No. In principle, repayment is not linked to your employment status, but to the amount of your income. The ten repayment years can potentially lie within the period of 25 years after your exmatriculation. However, if your income is below the minimum threshold for the entire 25 years after exmatriculation, you do not have to repay anything. If, for example, you only receive income above the minimum limit in three years within the 25-year period, you will only pay a contribution in these three years. After the end of the 25 years, no further payment claims arise.