Since the ISA is not income, not a scholarship and not a state-recognised grant, you can also receive BAföG without any problems in the later payment or in the half immediate payment. The financial contributions will not be deducted from your BAföG. However, you must be aware that you will have to make repayments for BAföG and ISA at the same time, which can lead to a special financial burden. Therefore, please contact your BAföG office to find out how the ISA will affect your BAföG. We cannot provide any binding information on this. Conversely, we do take into account BaföG repayments during your ISA repayment phase by increasing the amount of your minimum income.